Two-Pot Retirement System

Two-Pot Retirement System

South Africa’s new Two-Pot Retirement System effective from 1 September 2024 splits your retirement contributions into two parts: one for long-term retirement and one for short-term emergencies. This reform aims to balance financial flexibility with retirement...

Disability Cover

Disability Cover

Disability cover is no longer a “nice-to-have”—it’s a financial lifeline, especially for those in high-stress jobs or with lifestyle risks. With strokes rising among younger adults, the consequences of being unprepared can be devastating. Why Disability Cover Deserves...

2025 BUDGET INSIGHTS MADE EASY

2025 BUDGET INSIGHTS MADE EASY

On 12 March 2025, the Minister of Finance, Enoch Godongwana, delivered the highly anticipated National Budget Speech.  In the 2025 South African budget, the government plans to increase the Value Added Tax (VAT), while personal income tax brackets and rebates remain...

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